Subscribe to our blog

About Letort Trust

LeTort Trust is an Independent Trust Company with a single focus of providing personalized financial solutions to individuals, businesses and institutions. As an Independent Trust Company, we are held to the highest standards of fiduciary accountability in the industry. Our clients depend on the prudence and expert guidance we provide through our customized wealth management and retirement plan services.

 

New SEC Ruling Could Prompt More Sales Calls

Most recently, the SEC adopted a new rule to lift the ban on general solicitation or general advertising for certain private securities offerings to high net worth investors. The amendment permits general solicitation or general advertising in offering and selling securities, provided that all purchasers meet the requirements of...

The Future of Managed Portfolios in 401(k) Plans

Early on, companies built a nest egg for their employees’ retirement by putting money into a pension fund managed by an investment professional with safety and a focus on the long-term as their top concern. Then, in the early 1980s, Ted Benna introduced the concept of the 401(k) plan, earning...

Who’s Ready for Retirement?

Between the market downturn of 2008 and the sluggish economy, many are having trouble answering this question with a resounding "I am!".  Statistics from multiple sources paint a dismal picture of the number of Americans in every age group who think they are prepared for retirement. Employees are focusing...

Fixed Income and the Bond Market…What’s Next?

Since the recent Financial Crisis, Fixed Income securities of all types have been the asset class of choice of fearful investors rattled by painful drops in equity prices.  On January 31st, the 15-year annualized return for the Barclays Aggregate Bond Index, the most commonly used proxy for the US...

Creating a Better Investment Option Menu for Your Employees: A Study in Chocolates

Employer fiduciary responsibility is generally on the forefront of an employer’s mind when designing an ideal 401(k) Plan for their employees.  Many employers have come to the conclusion that offering an almost unlimited amount of investment options, bells and whistles is the best route to providing their employees the...

Partial Clarity Beyond the Fiscal Cliff

Despite the brinksmanship and reality deferment we now have a better understanding of the various tax increases and changes that will impact all economic levels as result of the Fiscal Cliff results.  The major changes impacting most Americans include: 1.  Payroll tax holiday expires reverting the tax back to...

What Will 2013 Bring?

The only thing that we know for certain about the tax laws in 2013 is that nothing is certain. As we grow closer to 2013, we should see the final plans unfold for how individuals and businesses will be impacted by the decisions made over the “Fiscal Cliff” situation....