401(k) Participants
How Much to Save for Retirement
- How much have you saved already?
- What do you expect to do in retirement?
- What will your fixed expenses be during retirement?
- How much risk can you tolerate in your portfolio?
- How many years do you expect to be retired?

How to Prioritize Your Savings
- Contribute to your company’s 401(k) plan up to the match.
- Pay off your credit cards from highest interest rates to lowest.
- Create an emergency fund to cover at least three months of living expenses.
- Save for the down payment on a home.
- Save for children’s college education.
- Pay down your mortgage.
- Save for major purchases like a car or vacation home.
Retirement Planning Calculators
401(k) Calculator 
A 401(k) can be one of your best tools for creating a secure retirement. Calculate how a 401(k) plan can help you build your retirement nest egg.
401(k) Contribution Effects on Paychecks Calculator 
Increasing your contributions to your 401(k) is easier than you think. Use this calculator to get an estimate on how increasing your contributions to a 401(k) can affect your paycheck as well as your retirement savings.
How Long Will My Retirement Savings Last Calculator 
Use this calculator to see how long your retirement savings will last. This is based on your retirement savings and your inflation adjusted withdrawals.
Retirement Planner Calculator 
Do you know what it takes to work towards a secure retirement? Use this calculator to help you create your retirement plan. View your retirement savings balance and your withdrawals for each year until the end of your retirement. Social Security is calculated on a sliding scale based on your income.
Roth (After Tax) vs. Traditional Account (Pre—Tax) 
Use this calculator to help determine which type of retirement account may be the best option for your retirement.
Mortgage CalculatorMortgage Calculator 
Use this mortgage calculator to determine your monthly payment and generate an estimated amortization schedule. Quickly see how much interest you could pay and your estimated principal balances.
Credit Cards and Debt ManagementAccelerated Debt Payoff Calculator 
Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Investment CalculatorsFuture Value Calculator 
This calculator can help you determine the future value of an investment which can include an initial deposit and a stream of periodic deposits.
Present Value Calculator 
Use this calculator to determine the present value of a stream of deposits plus a known final future value.
Personal FinanceBudget Analysis Calculator 
Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that.